Last updated: Nov 1, 2026
Pay Day Q & A is an educational questions-and-answers site. This static GitHub copy collects nothing: it has no accounts, no analytics, no cookies set by the site, and its Ask a Question form does not submit or store anything — that is stated on the form itself.
Questions you submit on the live site
On the live site, the Ask a Question form saves the question you type (and an optional name) so it can be answered in a future refresh. Do not include account numbers, Social Security numbers, or other sensitive personal or financial details in a question — they are never needed to answer one.
Links to other sites
Answers link to official sources (consumerfinance.gov, consumer.ftc.gov, ncua.gov) and this page loads a hero photograph from images.pexels.com. Those sites and services have their own privacy policies, and loading them can expose your IP address to them, as with any web page.
Changes
If this policy changes, the updated version will be posted on this page with a new last-updated date.
